:root {
    --primary: #1a5276;
    --primary-light: #2980b9;
    --primary-dark: #0e2f44;
    --accent: #e67e22;
    --accent-hover: #d35400;
    --success: #27ae60;
    --light-bg: #f8f9fa;
    --card-shadow: 0 2px 15px rgba(0,0,0,0.08);
    --border-radius: 12px;
}

* { box-sizing: border-box; }

body {
    font-family: 'Segoe UI', -apple-system, BlinkMacSystemFont, sans-serif;
    background: var(--light-bg);
    color: #333;
    margin: 0;
    padding: 0;
    min-height: 100vh;
}

/* Header */
.header {
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
    color: #fff;
    padding: 25px 0 40px;
    text-align: center;
}
.header img { max-width: 200px; height: auto; }
.header h1 {
    font-size: 1.3rem;
    font-weight: 400;
    margin: 10px 0 0;
    opacity: 0.9;
}

/* Container */
.main-container {
    max-width: 720px;
    margin: -20px auto 40px;
    padding: 0 15px;
    position: relative;
    z-index: 1;
}

/* Progress Bar */
.progress-wrapper {
    background: #fff;
    border-radius: var(--border-radius);
    padding: 18px 20px;
    box-shadow: var(--card-shadow);
    margin-bottom: 20px;
    overflow-x: auto;
}
.progress-steps {
    display: flex;
    justify-content: space-between;
    position: relative;
    min-width: 480px;
}
.progress-steps::before {
    content: '';
    position: absolute;
    top: 15px;
    left: 20px;
    right: 20px;
    height: 3px;
    background: #e0e0e0;
    z-index: 0;
}
.progress-steps .progress-fill {
    position: absolute;
    top: 15px;
    left: 20px;
    height: 3px;
    background: var(--primary);
    z-index: 1;
    transition: width 0.4s ease;
}
.step-indicator {
    display: flex;
    flex-direction: column;
    align-items: center;
    z-index: 2;
    cursor: default;
}
.step-circle {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: #e0e0e0;
    color: #999;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    font-weight: 600;
    transition: all 0.3s;
}
.step-indicator.active .step-circle {
    background: var(--primary);
    color: #fff;
    box-shadow: 0 0 0 4px rgba(26,82,118,0.2);
}
.step-indicator.completed .step-circle {
    background: var(--success);
    color: #fff;
}
.step-label {
    font-size: 11px;
    color: #999;
    margin-top: 6px;
    text-align: center;
    white-space: nowrap;
}
.step-indicator.active .step-label,
.step-indicator.completed .step-label {
    color: var(--primary);
    font-weight: 600;
}

/* Retomar cotação */
.retomar-box {
    background: #fff;
    border-radius: var(--border-radius);
    margin-bottom: 16px;
    box-shadow: var(--card-shadow);
    border-left: 4px solid var(--accent);
    overflow: hidden;
}
.retomar-toggle {
    padding: 14px 20px;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.9rem;
    color: #555;
    transition: background 0.2s;
}
.retomar-toggle:hover {
    background: rgba(230,126,34,0.05);
}
.retomar-toggle strong {
    color: var(--accent);
}
.retomar-arrow {
    transition: transform 0.3s;
    color: #999;
}
.retomar-box.open .retomar-arrow {
    transform: rotate(180deg);
}
.retomar-content {
    padding: 0 20px 16px;
}
.retomar-content p {
    margin: 0 0 10px;
    font-size: 0.85rem;
    color: #777;
}
.retomar-form {
    display: flex;
    gap: 10px;
    align-items: center;
}
.retomar-form .form-control {
    max-width: 200px;
    padding: 8px 12px;
    font-size: 0.9rem;
}
.btn-retomar {
    white-space: nowrap;
    padding: 8px 16px !important;
    font-size: 0.85rem !important;
}
.retomar-erro {
    color: #e74c3c;
    font-size: 0.85rem;
    margin-top: 8px;
}

/* Form Card */
.form-card {
    background: #fff;
    border-radius: var(--border-radius);
    padding: 30px;
    box-shadow: var(--card-shadow);
}
.form-card h2 {
    font-size: 1.3rem;
    color: var(--primary);
    margin: 0 0 5px;
}
.form-card .subtitle {
    font-size: 0.9rem;
    color: #777;
    margin-bottom: 25px;
}

/* Form Steps */
.form-step { display: none; }
.form-step.active { display: block; }

/* Form Groups */
.form-group {
    margin-bottom: 18px;
}
.form-group label {
    display: block;
    font-size: 0.85rem;
    font-weight: 600;
    color: #555;
    margin-bottom: 5px;
}
.form-group label .required {
    color: #e74c3c;
}
.form-control {
    width: 100%;
    padding: 12px 14px;
    border: 2px solid #e0e0e0;
    border-radius: 8px;
    font-size: 1rem;
    transition: border-color 0.2s;
    outline: none;
    background: #fff;
}
.form-control:focus {
    border-color: var(--primary-light);
    box-shadow: 0 0 0 3px rgba(41,128,185,0.1);
}
.form-control:disabled, .form-control[readonly] {
    background: #f5f5f5;
    color: #888;
}
.form-control.is-invalid {
    border-color: #e74c3c;
}
.invalid-feedback {
    font-size: 0.8rem;
    color: #e74c3c;
    margin-top: 3px;
    display: none;
}
.form-control.is-invalid + .invalid-feedback {
    display: block;
}

select.form-control {
    appearance: none;
    background-image: url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23999' d='M6 8L1 3h10z'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    padding-right: 36px;
}

/* Row layout */
.form-row {
    display: flex;
    gap: 12px;
}
.form-row .form-group { flex: 1; }
.form-row .form-group.sm { flex: 0 0 120px; }
.form-row .form-group.md { flex: 0 0 180px; }

/* Toggle buttons (PF/PJ, Tipo imóvel) */
.toggle-group {
    display: flex;
    gap: 8px;
}
.toggle-btn {
    flex: 1;
    padding: 10px;
    border: 2px solid #e0e0e0;
    border-radius: 8px;
    background: #fff;
    text-align: center;
    cursor: pointer;
    font-size: 0.9rem;
    font-weight: 500;
    transition: all 0.2s;
    color: #666;
}
.toggle-btn:hover {
    border-color: var(--primary-light);
    color: var(--primary);
}
.toggle-btn.active {
    border-color: var(--primary);
    background: var(--primary);
    color: #fff;
}
.toggle-btn input { display: none; }

/* Status Box (análise de crédito) */
.status-box {
    text-align: center;
    padding: 30px 20px;
}
.status-box .status-icon {
    width: 70px;
    height: 70px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    margin: 0 auto 16px;
}
.status-box.approved .status-icon { background: #e8f8ef; color: var(--success); }
.status-box.refused .status-icon { background: #fdecea; color: #e74c3c; }
.status-box.analysis .status-icon { background: #fff3e0; color: #f39c12; }
.status-box.pending .status-icon { background: #e3f2fd; color: #2196f3; }
.status-box h3 { margin: 0 0 8px; font-size: 1.2rem; }
.status-box p { color: #666; font-size: 0.95rem; margin: 0; }
.status-box .status-detail {
    background: var(--light-bg);
    border-radius: 8px;
    padding: 14px;
    margin-top: 16px;
    font-size: 0.9rem;
    color: #555;
}

/* Section labels */
.section-label {
    font-size: 0.9rem;
    font-weight: 600;
    color: var(--primary);
    margin: 20px 0 10px;
    padding-bottom: 6px;
    border-bottom: 1px solid #eee;
}
.section-label .optional-label {
    font-weight: 400;
    font-size: 0.8rem;
    color: #999;
}

/* Inquilino extra blocks */
.inquilino-block {
    position: relative;
}
.inquilino-extra {
    border: 2px solid #e0e0e0;
    border-radius: var(--border-radius);
    padding: 20px 20px 5px;
    margin-top: 20px;
    position: relative;
    background: var(--light-bg);
}
.inquilino-extra .inquilino-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 12px;
}
.inquilino-extra .inquilino-header h4 {
    font-size: 0.95rem;
    color: var(--primary);
    margin: 0;
}
.btn-remove-inquilino {
    background: none;
    border: none;
    color: #e74c3c;
    cursor: pointer;
    font-size: 0.85rem;
    padding: 4px 8px;
    border-radius: 4px;
    transition: background 0.2s;
}
.btn-remove-inquilino:hover {
    background: #fdecea;
}

.add-inquilino-wrapper {
    margin: 15px 0 5px;
}
.btn-sm {
    padding: 8px 16px;
    font-size: 0.85rem;
}

/* Despesas opcionais */
.expenses-toggle {
    background: var(--light-bg);
    border: 2px dashed #ddd;
    border-radius: 8px;
    padding: 12px 16px;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: space-between;
    transition: all 0.2s;
    margin-bottom: 15px;
}
.expenses-toggle:hover {
    border-color: var(--primary-light);
}
.expenses-toggle i {
    transition: transform 0.3s;
}
.expenses-toggle.open i {
    transform: rotate(180deg);
}
.expenses-fields {
    display: none;
    padding-top: 5px;
}
.expenses-fields.show { display: block; }

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 28px;
    border-radius: 8px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    border: none;
    transition: all 0.2s;
    text-decoration: none;
}
.btn-primary {
    background: var(--primary);
    color: #fff;
}
.btn-primary:hover { background: var(--primary-light); }
.btn-accent {
    background: var(--accent);
    color: #fff;
}
.btn-accent:hover { background: var(--accent-hover); }
.btn-outline {
    background: transparent;
    border: 2px solid #ddd;
    color: #666;
}
.btn-outline:hover {
    border-color: var(--primary);
    color: var(--primary);
}
.btn-block {
    width: 100%;
}
.btn:disabled {
    opacity: 0.6;
    cursor: not-allowed;
}
.btn-lg {
    padding: 16px 32px;
    font-size: 1.1rem;
}

.btn-group {
    display: flex;
    gap: 10px;
    margin-top: 25px;
}
.btn-group .btn { flex: 1; }

/* Plan Cards */
.plans-container {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 15px;
    margin: 20px 0;
}
.plan-card {
    border: 2px solid #e0e0e0;
    border-radius: var(--border-radius);
    padding: 20px;
    text-align: center;
    transition: all 0.3s;
    cursor: pointer;
    position: relative;
    background: #fff;
}
.plan-card:hover {
    border-color: var(--primary-light);
    box-shadow: 0 4px 20px rgba(0,0,0,0.1);
    transform: translateY(-2px);
}
.plan-card.selected {
    border-color: var(--primary);
    background: linear-gradient(180deg, rgba(26,82,118,0.03) 0%, rgba(26,82,118,0.08) 100%);
}
.plan-card.recommended {
    border-color: var(--accent);
}
.plan-badge {
    position: absolute;
    top: -10px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--accent);
    color: #fff;
    font-size: 0.7rem;
    font-weight: 700;
    padding: 3px 12px;
    border-radius: 10px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}
.plan-card h3 {
    font-size: 1.1rem;
    color: var(--primary);
    margin: 5px 0 8px;
}
.plan-card .plan-type {
    font-size: 0.75rem;
    color: #999;
    text-transform: uppercase;
    letter-spacing: 1px;
}
.plan-price {
    margin: 15px 0;
    padding: 12px 0;
    border-top: 1px solid #eee;
    border-bottom: 1px solid #eee;
}
.plan-price .currency { font-size: 0.9rem; color: #666; }
.plan-price .amount {
    font-size: 2rem;
    font-weight: 700;
    color: var(--primary);
}
.plan-price .period { font-size: 0.8rem; color: #999; }
.plan-price .annual {
    font-size: 0.85rem;
    color: #666;
    margin-top: 4px;
}

.plan-coverages {
    text-align: left;
    margin: 12px 0 15px;
}
.plan-coverages .coverage-item {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 0.82rem;
    padding: 3px 0;
    color: #555;
}
.coverage-item .fa-check { color: var(--success); }
.coverage-item .fa-times { color: #ccc; }

/* Extra Coverages */
.extra-coverages-section {
    margin-top: 24px;
    padding-top: 20px;
    border-top: 1px solid #eee;
}
.extra-coverages-section h4 {
    margin-bottom: 4px;
}
.section-hint {
    font-size: 0.82rem;
    color: #999;
    margin-bottom: 12px;
}
.extra-coverage-item {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 12px 16px;
    background: #fff;
    border: 2px solid #e8e8e8;
    border-radius: 8px;
    margin-bottom: 8px;
    transition: all 0.2s;
    cursor: pointer;
    user-select: none;
}
.extra-coverage-item.active {
    border-color: var(--success);
    background: rgba(39,174,96,0.03);
}
.extra-coverage-left {
    display: flex;
    align-items: center;
    gap: 12px;
}
.extra-coverage-toggle {
    position: relative;
    width: 44px;
    height: 24px;
    background: #ccc;
    border-radius: 12px;
    cursor: pointer;
    transition: background 0.2s;
    flex-shrink: 0;
}
.extra-coverage-toggle.on {
    background: var(--success);
}
.extra-coverage-toggle::after {
    content: '';
    position: absolute;
    top: 2px;
    left: 2px;
    width: 20px;
    height: 20px;
    background: #fff;
    border-radius: 50%;
    transition: transform 0.2s;
    box-shadow: 0 1px 3px rgba(0,0,0,0.2);
}
.extra-coverage-toggle.on::after {
    transform: translateX(20px);
}
.extra-coverage-info .cov-name {
    font-weight: 600;
    font-size: 0.9rem;
    color: #333;
}
.extra-coverage-info .cov-desc {
    font-size: 0.78rem;
    color: #999;
}
.extra-coverage-price {
    text-align: right;
    flex-shrink: 0;
}
.extra-coverage-price .cov-amount {
    font-weight: 700;
    font-size: 0.95rem;
    color: var(--primary);
}
.extra-coverage-price .cov-detail {
    font-size: 0.75rem;
    color: #999;
}

@keyframes priceFlash {
    0% { color: var(--accent); transform: scale(1.08); }
    100% { color: var(--primary); transform: scale(1); }
}
.plan-price .amount.updating {
    animation: priceFlash 0.4s ease-out;
}

.plan-card .btn {
    width: 100%;
    padding: 10px;
}

/* Assistência */
.assistance-section {
    margin-top: 20px;
    padding: 20px;
    background: var(--light-bg);
    border-radius: var(--border-radius);
}
.assistance-section h4 {
    font-size: 1rem;
    margin: 0 0 12px;
    color: var(--primary);
}
.assistance-options {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
}
.assistance-option {
    flex: 1;
    min-width: 200px;
    border: 2px solid #e0e0e0;
    border-radius: 8px;
    padding: 14px;
    text-align: left;
    cursor: pointer;
    transition: all 0.2s;
    background: #fff;
}
.assistance-option:hover { border-color: var(--primary-light); }
.assistance-option.selected {
    border-color: var(--primary);
    background: rgba(26,82,118,0.05);
}
.assistance-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 6px;
}
.assistance-option .name { font-weight: 600; font-size: 0.95rem; }
.assistance-option .price { font-size: 0.85rem; color: var(--accent); font-weight: 600; white-space: nowrap; }
.assistance-desc {
    font-size: 0.8rem;
    color: #666;
    line-height: 1.4;
}
.assistance-desc ul {
    margin: 4px 0 0;
    padding-left: 18px;
}
.assistance-desc ul li {
    margin-bottom: 2px;
}
.assistance-meta {
    font-size: 0.78rem;
    color: #888;
    font-weight: 600;
    margin-bottom: 4px;
}
.free-tag {
    background: var(--success);
    color: #fff;
    padding: 2px 8px;
    border-radius: 4px;
    font-size: 0.75rem;
    font-weight: 600;
}

/* Review */
.review-section {
    margin-bottom: 20px;
}
.review-section h4 {
    font-size: 0.95rem;
    color: var(--primary);
    border-bottom: 2px solid var(--primary);
    padding-bottom: 8px;
    margin-bottom: 10px;
}
.review-row {
    display: flex;
    justify-content: space-between;
    padding: 6px 0;
    font-size: 0.9rem;
    border-bottom: 1px solid #f0f0f0;
}
.review-row .label { color: #777; }
.review-row .value { font-weight: 500; color: #333; }

.review-total {
    background: var(--primary);
    color: #fff;
    border-radius: 8px;
    padding: 16px 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin: 20px 0;
}
.review-total .total-label { font-size: 1rem; }
.review-total .total-value { font-size: 1.4rem; font-weight: 700; }

/* Success */
.success-container {
    text-align: center;
    padding: 30px 0;
}
.success-icon {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    background: var(--success);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2.5rem;
    margin: 0 auto 20px;
}
.success-container h2 {
    color: var(--success);
    margin-bottom: 10px;
}
.success-container p { color: #666; }
.success-box {
    background: var(--light-bg);
    border-radius: 8px;
    padding: 20px;
    margin: 20px 0;
}

/* WhatsApp */
.whatsapp-float {
    position: fixed;
    bottom: 20px;
    right: 20px;
    background: #25d366;
    color: #fff;
    width: 56px;
    height: 56px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    box-shadow: 0 4px 12px rgba(37,211,102,0.4);
    text-decoration: none;
    z-index: 999;
    transition: transform 0.2s;
}
.whatsapp-float:hover { transform: scale(1.1); }

/* Loading */
.loading-overlay {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(255,255,255,0.9);
    z-index: 9999;
    justify-content: center;
    align-items: center;
    flex-direction: column;
}
.loading-overlay.show { display: flex; }
.spinner {
    width: 48px;
    height: 48px;
    border: 4px solid #e0e0e0;
    border-top-color: var(--primary);
    border-radius: 50%;
    animation: spin 0.8s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }
.loading-text {
    margin-top: 16px;
    font-size: 1rem;
    color: var(--primary);
    font-weight: 500;
}

/* Responsive */
@media (max-width: 768px) {
    .main-container { margin-top: -20px; }
    .form-card { padding: 20px; }
    .form-row { flex-direction: column; gap: 0; }
    .form-row .form-group.sm,
    .form-row .form-group.md { flex: 1; }
    .plans-container { grid-template-columns: 1fr; }
    .assistance-options { flex-direction: column; }
    .step-label { font-size: 9px; }
    .btn-group { flex-direction: column; }
}
@media (min-width: 769px) and (max-width: 1024px) {
    .plans-container { grid-template-columns: repeat(3, 1fr); }
}